• The license term is every 2 years on the last day of the birth month. 
• Even birth years renew every even year. Odd birth years renew every odd year.

• Producers must complete 24hrs. of Insurance CE (including 3hrs. of ethics training) every 2yr. license term.

Students are required to read and complete all study materials PRIOR to attempting the final exam.

• Final exams are open-book. Producers may refer to course materials and notes as often as needed.
• Exams do not require monitoring by a disinterested 3rd party “Proctor”. 
• Final exams must be completed with a passing score of 70% or above to earn course credit.

Initial NFIP Flood Training Requirement:

• 3hrs. of initial training must be completed prior to selling or soliciting flood insurance products

Initial Annuity Training Requirement:

• One-time 4hr. training must be completed prior to selling/soliciting annuity products.

Initial Long-Term Care Training Requirement:

• 8hrs. initial training must be completed prior to selling/solicitating Long-Term Care products.

Frequency of Long-Term Care Training:

• Additional 4hrs. LTC training must be completed every 2yr license term following completion of initial requirement.

• Repetition Rules
  • Courses may NOT be repeated within a 2yr license term.
• Carryover Rules
  • Excess CE hours do not carry forward.

Upon successful completion of a course, AHI will provide students with a printable Certificate of Completion which should be retained by the Producer in their personal files.

AHI will report course completions directly to your state recording entity, based on individual state requirements. 

Courses are licensed to be presented online or by paper based self-study.

The following are exempt from Maine Insurance CE requirements:

• Producers who receive their licenses less than one year before their first compliance date are exempt from CE requirements for their first license term.
• Non-resident producers who meet their home states’ CE requirements are exempt from Maine CE requirements if that home state has a reciprocal arrangement with Maine.
• Resident producers holding only limited lines license