• License term is every 2yrs based on the original issuance date of your license.

Producers must complete 16hrs of insurance CE, including 3hrs of ethics every 2-year license term.

• Producers must take courses approved for the line of insurance they are licensed to sell. 

Students are required to read and complete all study materials PRIOR to attempting the final exam.

Final exams are closed book. The use of notes, books or any outside assistance is forbidden.

Exams are not required to be monitored by a disinterested 3rd party “Proctor”. 

Final exams must be completed with a passing score of 70% or above to earn course credit.

Initial NFIP Flood Training Requirement:

• 3hrs. of initial training must be completed prior to selling or soliciting flood insurance products

Initial Annuity Training Requirement:

• One-time 4hr. training must be completed prior to selling/soliciting annuity products.

Initial Long-Term Care Training Requirement:

• 8hrs. initial training must be completed prior to selling/solicitating Long-Term Care products.

Frequency of Long-Term Care Training:

• Additional 4hrs. LTC training must be completed every 2yr license term following completion of initial requirement.

• Repetition Rules
  • Courses may NOT be repeated within a 2yr license term.
• Carryover Rules
  • Excess CE hours may be carried over to the next 2yr license term.

Upon successful completion of a course, AHI will provide students with a printable Certificate of Completion which should be retained by the Producer in their personal files.

AHI will report course completions directly to your state recording entity, based on individual state requirements. 

Courses are licensed to be presented online or by paper based self-study.

The following are exempt from Alabama Insurance CE requirements:

• The producer has suffered a serious physical injury or illness.
• The producer is on active duty in the Armed Forces for an extended time.
• The producer sells only crop insurance.
• The producer sells only pre-arranged funeral plan insurance.
• The producer is at least 70 years old.
• The producer’s license is restricted to Credit.