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24hr. Life & Health

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Our pre-selected packages are offered for your convenience.  State requirements do not permit the repetition of any course within the same renewal period. 

C. Du Melle
C. Du Melle
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"I have taken a few classes here, and also a study course before getting my license. It’s a drive for me, but well worth it!"
N. Rodriguez
N. Rodriguez
New Mexico
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"Great instructors! Fun, engaging, always available for phone questions - email questions - truly care. Great staff all around from the from front office receptionists to the instructors! Thank you!"
L. Webster
L. Webster
North Carolina
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"Great school, great teachers and very supportive when you need advise."

Pennsylvania Insurance CE Guidelines

  • License term is every 2 years based on  the last day of Producer’s birth month.

Producers must complete 24hrs. of Insurance CE  every 2yr. license term.

  • Producers may take any course, from any line of authority approved for CE credit in Pennsylvania.

Students are required to read and complete all study materials PRIOR to attempting the final exam.

Final exams are closed book. The use of notes, books or any outside assistance is forbidden.

Exams must be monitored by a disinterested 3rd party “Proctor”. Proctors must be  minimum of 18yrs old and can be any person with NO family relation or financial interest in the success of the student completing the exam. 

Final exams must be completed with a passing score of 70% or above to earn course credit.

Initial NFIP Flood Training Requirement:

  • 3hrs. of initial training must be completed prior to selling or soliciting flood insurance products

Initial Annuity Training Requirement:

  • One-time 4hr. training must be completed prior to selling/soliciting annuity products.

Initial Long-Term Care Training Requirement:

  • 8hrs. initial training must be completed prior to selling/solicitating Long-Term Care products.

Frequency of Long-Term Care Training:

  • Additional 4hrs. LTC training must be completed every 2yr license term following completion of initial requirement.
  • Repetition Rules
    • Courses may NOT be repeated within a 2yr license term.
  • Carryover Rules
    • Maximum of 24hrs. of  excess CE hours may be carried over to the next 2yr license term.

Upon successful completion of a course, AHI will provide students with a printable Certificate of Completion which should be retained by the Producer in their personal files.

AHI will report course completions directly to your state recording entity, based on individual state requirements. 

Courses are licensed to be presented online or by paper based self-study.

The following are exempt from Pennsylvania Insurance CE requirements:

  • Producers licensed prior to January 1, 1971, who have been continuously licensed without adding additional lines of authority.
  • Producers whose only line of authority is a limited line.
  • Surplus Lines licensees
  • Non-resident insurance producers excluding Title producers.
  • Individuals exempted by the commissioner due to hardship or good cause such as disability or a medical condition.
  • Individuals who first obtained licenses without examination under Section 609(c) of the Fraternal Benefit Societies Code and whose appointments are limited to fraternal benefit societies.
  • Non-resident Public Adjusters CE requirement will be reciprocal with their home state.


Although efforts have been made to ensure that the information provided here is accurate and current, AHI Real Estate & Insurance ( nor its employees warrant or represent that this information is accurate and current. Please consult your state licensing agency for the most current laws and regulations. All information is subject to change without notice.

Pennsylvania Insurance Department