• The license term is every 2 years on the last day of the birth month. Your state recommends that CE must be completed at least 30 days prior to license expiration to avoid penalty.

• Producers must complete 24hrs. of Insurance CE (including 3hrs. of ethics training) every 2yr. license term.
• 3hrs. of Ethic MUST be completed in live classroom  or webinar.

• Producers may take any course approved for insurance CE credit in Illinois.
• 3hr. Ethics requirement must be completed by live classroom or webinar. 

Students are required to read and complete all study materials PRIOR to attempting the final exam.

• Final exams are open-book. Producers may refer to course materials and notes as often as needed.
• Exams do not require monitoring by a disinterested 3rd party “Proctor”. 
• Final exams must be completed with a passing score of 70% or above to earn course credit.

Initial NFIP Flood Training Requirement:

• 3hrs. of initial training must be completed prior to selling or soliciting flood insurance products

Initial Annuity Training Requirement:

• One-time 4hr. training must be completed prior to selling/soliciting annuity products.

Initial Long-Term Care Training Requirement:

• 8hrs. initial training must be completed prior to selling/solicitating Long-Term Care products.

Frequency of Long-Term Care Training:

• Additional 4hrs. LTC training must be completed every 2yr license term following completion of initial requirement.

• Repetition Rules
  • Courses may NOT be repeated within the same renewal period.
• Carryover Rules
  • Maximum 12hrs. of excess CE may be carried over to the next 2yr license term.

Upon successful completion of a course, AHI will provide students with a printable Certificate of Completion which should be retained by the Producer in their personal files.

AHI will report course completions directly to your state recording entity, based on individual state requirements. 

Courses are licensed to be presented online, in classroom or by paper based self-study.

The following are exempt from Illinois Insurance CE requirements:

• Those holding a temporary license.
• Those holding any of the following limited licenses: baggage, limited travel health, or trip cancellation sold in connection with transportation by a common carrier; industrial life; industrial health; and insurance issued by a local mutual district, county, or township insurance company.
• Non-resident producers who meet their resident states’ CE requirements.